Home // Credit Card

PPT : Response to the Government Consultation on the Regulation of Credit Cards

Content Inside :

Improving Customer Control Recent improvements include:
o Best practice – improvements in delivering the product e.g. Principles on Risk-Based Re-Pricing; ‘breathing space’
o Greater transparency – better information through the Summary Box; estimated interest amount on statements etc
o Improved data sharing – more information for lenders to enhance responsible lending e.g. Behavioural Data Sharing

Industry Evidence Gathering
UK Cards Association instructed three external consultancies:
o Argus – industry data
+ 44 million credit card accounts carefully assessed
o Oxera – economic impact
o GfK NOP – consumer research

Research available to others to use and review
The Facts About the Industry Today
* The number of adults with credit cards is in decline
* More new applications for cards declined by lenders in 2009 (48%) than in 2008 (42%)
* 20 million adults use their cards regularly – 1.7 times a week
* Average number of cards per customer is 2.3
* 66% of customers have either 1 or 2 cards

Borrowing Has Stabilised (credit card outstandings 2000-2009 £ billion)
Credit & Debit Card Spending (transaction values 1998-2008 £ billion)

My be you need full description for PPT : Response to the Government Consultation on the Regulation of Credit Cards, you can download this PPT : Response to the Government Consultation on the Regulation of Credit Cards or online view this PPT : Response to the Government Consultation on the Regulation of Credit Cards document. This PPT : Response to the Government Consultation on the Regulation of Credit Cards powerpoint presentation available from category Credit Card. Download Seminar Paper Powerpoint Presentation PPT : Response to the Government Consultation on the Regulation of Credit Cards PPT slide and get information about PPT : Response to the Government Consultation on the Regulation of Credit Cards.

PPT : Response to the Government Consultation on the Regulation of Credit Cards.ppt


PPT : Response to the Government Consultation on the Regulation of Credit Cards Category : Credit Card
Source : www.theukcardsassociation.org.uk
File Size : 547 Kb
Language : English
Online View : Preview
Download : 19 times

Share this info:

Tags: ,

"We do our best to publish and share Non Copyrighted Material on this blog, We merely take the power of Google Search(ppt search), forums, social bookmarks to find those materials and link to it. None of those materials are hosted in this server. We are neither affiliated with authors of any site nor responsible for its content and change of content. If you see unrelated pdf files with the description or copyrighted materials published on this blog, please contact us, we'll take action as soon as possible. Please read our Disclaimer for more detail."

Get Latest Update for Seminar PPT

Enter your email address:

Related Presentation